You have taken Smart Decisions to calculate the Loan EMI !

We are here to help you to calculate the amount you need to pay each month for a amount taken as loan.

An important part of your Housing Loan is the (EMI’s) Equated Monthly Installments that you will be required to make, in order to get the best indication amount for this final decision, it is important to use a Housing Loan Calculator.

With our Housing Loan EMI Calculator, you can now get indication amount for the total payments dues. The calculations results given by the Home Loan Calculator are based on the loan amount, tenure of loan, with the interest rates are being levied on the same.

With our latest tool EMI Calculator for Housing Loan, you can get a reasonable understanding about the ratio of the principal amount to the interest due, based on the effect of the Housing Loan tenure and interest rates.

You can also plan your repayment schedule carefully. It should be noted though, that Housing Loan Calculators in Maharashtra give only approximate values and should not be treated as absolute or final calculations.


EMI on Home Loan intrest @ 6.80% amounts and tenures

It's a quick reference loan repayment EMI chart suitable for monthly repayment of loan amount, its a EMI quick reference chart to figure out the monthly payments based on the borrowed money, time period on the lowest rate of intrest @ 6.80 per anum.

Here You can check how much EMI you have to Pay for Housing or Mortgage Loan. Ready EMI calculated on Basis of ₹ 5, 10, 15, 20, 25, 30, 35, 40, 45, and 50 Lac for period of 5, 10, 15, 20, and 30 Years.

Loan EMI - Tenure in Years
Amount 5 10 15 20 30
5 Lac 9853 5754 4438 3817 3260
10 Lac 19707 11508 8877 7633 6519
15 Lac 29560 17262 13315 11450 9779
20 Lac 39414 23016 17754 15267 13039
25 Lac 49267 28770 22192 19083 16298
30 Lac 59121 34524 26631 22900 19558
35 Lac 68974 40278 31069 26717 22817
40 Lac 78828 46032 35507 30534 26077
45 Lac 88681 51786 39946 34350 29337
50 Lac 98535 57540 44384 38167 32596

As you notice in the above EMI chart table, for borrowed money taken as loan at the minimum rate of interest, EMI differs by loan period of 5, 10, 15, 20 and 30 years. EMI is higher when you pick a loan for a shorter period of 5 years, and it is lower when you apply for a higher period of 30 years.

EMI consists interest payment and principal amount, the EMI amount will remain fix for every month the proportion of interest and principal repaid within each EMI is different, with each EMI, the proportion of principal amount in EMI keeps increasing and also the interest amount in EMI keeps reducing.


As under Indian Income Tax Rules, the applicable is exemption u/s 24 B, is ₹ 1.5 Lacs, in case of a self-occupied house for the first time home loan takers If the house is purchased on the joint name with your spouse and yourself (as joint loan), then each one can avail of Amount Paid in a Financial Year and up to ₹ 1 Lac for the Principal Amount Re-paid in the same year.

Thus up to ₹ 2.5 Lacs is Tax Exempted, which helps you to save ₹ 50,000 to ₹ 70,000 Tax Annually.

If you want to know much more about Income Tax benefit on second home loan etc. Consult the professionals in the respective fields.

We always recommend to our valuable users to obtain the proper Legal Advice from the professionals Charted Accountants or Housing Loan Consultants.

How much do I need to pay as EMI?
You will have to pay EMI of
How much Intrest I have to pay on the loan?
You will have to pay total intrest of for Years - Months.
What will be Intrest on EMI?
Your intrest on EMI is
What will be EMI on Principal Amount?
Your EMI on principal amount is
What is my Principal + Intrest Amount?
Your principal + intrest amount is

Borowing Amount
Intrest Rate %
Tenure Year
Refresh after each calulation for better performance.

Note : The Online Loan Calculator which provides you with an indication of amount; your Bank, Financial Institution or Loan Consultant will be able to provide you with final amount of the Loan and its procedures. We always recommend to our valuable users to obtain the proper Legal Advice from the professionals.
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